Pro tip for the future - if you want to avoid unnecessary stuff like this, whenever you get a new card or bank account, ring your bank first to double-check that none of the places are restricted up front. The simple reason for this is that if they were more precise, then that can give clues to a potential scammer to try another method. ![]() So if this has happened, what message will you (and Valve) get? YOUR BANK HAS DECLINED THE TRANSACTION. You may experience it with Apple i Tunes cards, Google Pay cards, and Steam itself. But they also check for common purchases - so as a precautionary thing, they often straight up put a hold on such places unless the customer rings up and queries it. They use their analytics to see trends - areas where fraud or card theft or skimming is prevalent. And once you redeem it, you will get an equal amount of money in your wallet that you can use to purchase new games or any other items available on the current Steam catalog. It is basically an e-code that you can redeem directly on your Steam wallet. What can often happen with MasterCards, VISAs and so on is that certain banks and providers have fraud departments. A Steam wallet card is very much similar to any other gift card. These are all done for a reason of security. The thing is the banking system that every online store MUST use has a load of security safeguards and stuff inherent, and a lot of them that are facing outwards to the users are generic. I only use steam cards now because they apparently suck at taking my money :) This is a common issue and Valve were not wrong. ![]() I just turned around and spent that card on wow instantly with zero issues. steam support said my bank was stopping the transactions but they weren't. Originally posted by teksuo:ive had troubles with prepaid mastercard on steam.
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